More rewards on every dollar you spend. This credit card rewards you as you’re enjoying life, so you can earn more cash back.
Everyday convenience - TRUST Santander® PROTECHTION
Mobile and Online Banking with Santander® PROTECHTION gives you secure access to your accounts, so you can bank from anywhere.
Digital security features: Santander® Instant Card Hold† Account activity alerts Fraud protection1
Santander Select® Checking
- Monthly Fee
$25 Monthly Fee, waived with a minimum combined balance of $25,000* - Account opening
deposit $25 minimum - Minimum balance
No minimum balance required - Interest
This account is interest bearing - Debit card† and ATM fees‡
No fee to use your Santander Select® World Debit Mastercard® at more than 30,000 Santander ATMs globally
Get up to $30 rebated per service fee period for ATM surcharge fees charged by other institutions at non-Santander ATMs
No international transaction fee for debit card purchases and ATM withdrawals
No fee for expedited replacement card (lost, fraud, reissue) - Statement delivery options
$0 for paperless statements
$0 per paper statements
Santander® Essential Checking
- When all you need are the essentials without surprises like unexpected overdrafts1, Essential Checking offers predictability and a low Monthly Fee.
- Bank better with no overdrafts or overdraft fees1
- Monthly Fee2
$4 Monthly Fee, waived if any owner on the account is under age 26 or 65 years of age or over. - Account opening deposit
$10 minimum. - Minimum balance
No minimum balance requirement. - Statement delivery options
Reduced Paper Statement Fee of $2 per statement.
$0 for paperless statements.
Certified low-fee account
Santander Essential Checking has been certified by Bank On as a low-cost, low-fee checking account. - Manage your account
Manage your account Make deposits, send money with Zelle®
4, check balances and more, all from the Mobile Banking App.
Santander® Private Client.
Looking for an elevated banking experience with unique privileges and exclusive rates and benefits? Explore
Compare Santander Checking Accounts
| ** | Account | Santander Select® Checking | Simply Right® Checking | Santander® Essential Checking | Closing Balance |
|---|---|---|---|---|---|
| 1 | Debit Card | Santander Select World Debit Mastercard® | Santander Debit Mastercard® | Santander Debit Mastercard® | $0.00 |
| 2 | Monthly Fee* | $25 | $105 | $4 | $0.00 |
| 3 | How to waive the Monthly Fee* | Maintain a minimum combined balance of $25,000 in bank deposits (consumer and certain business products‡) and eligible investments§ held with Santander Investment Services. | Simply use the account each month. Any transaction1 (deposit, withdrawal, transfer, or payment) posted to the account. Additionally, the Monthly Fee is waived if any owner on the account is under 26 years of age. | The Monthly Fee is waived if any owner on the account is under 26 years of age or 65 years of age or over. | $0.00 |
| 4 | Interest earning? | Yes | No | No | $0.00 |
| 5 | Minimum opening deposit | $25 | $105 | $4 | $0.00 |
| 6 | ATM withdrawal fee (domestic no -Santander ATM)2 | $0 | $3 $2 if any owner on the account is under 26 years of age |
$2.50 $2 if any owner on the account is under 26 years of age |
$0.00 |
| 7 | Free Paperless Statements? | Yes | Yes | Yes | $0.00 |
| 8 | Paper Statement Fee | $0 | $3 | $0 | $0.00 |
| 9 | Mobile Banking and Online Banking? | Yes | Yes | Yes | $0.00 |
| 10 | Savings accounts benefits | Access to Santander Select® Money Market Savings. | Account waives Monthly Fee on Santander® Savings and Santander® Money Market Savings. | Account waives Monthly Fee on Santander® Savings and Santander® Money Market Savings. | $0.00 |